Nick’s story: $3m+ public liability settlement after resort pool accident

Quadriplegic after a resort accident in Vanuatu, Nick secured $3m+ with GMP Law. Expert help in complex international public liability claims.

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The case

Nick and Michelle’s journey

In February 2020, what began as a romantic getaway to celebrate Michelle’s birthday and their first wedding anniversary in Vanuatu quickly turned into a life-altering tragedy. Nick, a successful 56-year-old business owner and director of two registered training organisations, had travelled to one of the islands with his wife Michelle to mark the special milestone.

After spending their first afternoon exploring the resort and enjoying celebratory drinks, the couple returned to their allocated Villa 16, which featured a private plunge pool. What should have been a quiet, intimate evening by the water instead became a devastating event. One that would test their strength, resilience, and determination for years to come.

At approximately 10 pm on February 17, 2020, just hours after landing in what was meant to be paradise, Nick stepped out of the plunge pool to fetch Michelle a glass of water. As he returned to rejoin his wife, tragedy struck in an instant.

Nick recalls the moment that changed everything.

“My wife and I had just started our first wedding anniversary holiday in Vanuatu when I slipped on a wet tile surrounding a private villa swimming pool and fell off the back of it, dropping about 2.5m directly onto my neck. At the time, we were simply enjoying each other’s company by the pool, and I went to find my wife a glass of water, but as I arrived back at the pool, I slipped.”

The devastating fall

The wet decking provided no grip, and with no safety barriers to prevent his fall, Nick plummeted approximately 2.5 metres down an embankment, landing directly on his neck.

“The pool was very poorly designed, so the entry point was right at the edge of the pool, where there was a slight ravine. The pool did not have any glass fences around it, so there was nothing to stop me from falling.”

The severity was immediately apparent.

“Instantly, I could not move any of my limbs,” Nick remembers. “I told my wife that I had broken my neck.”

The fight for survival

Michelle’s quick thinking proved crucial. She immediately called for emergency assistance, and an ambulance arrived approximately thirty minutes later. On board was an Australian medic who quickly took control of the situation and arranged for Nick’s urgent evacuation to the local hospital. He spent 18 hours there before being medevaced to Australia for specialised care, as the facility lacked the resources to manage such a complex injury.

Nick’s injuries were catastrophic:

  • Traumatic disc rupture at C2/3 fracture with incomplete quadriplegia
  • Anterior epidural hematoma
  • Abrasions to the right anterior ribs
  • Non-displaced sternal body fracture
  • Bilateral pleural effusion
  • Three right flexor tendon injuries
  • Lacerations to the right hand included injuries to three right flexor tendons
  • Damage to the right ulnar digital artery and nerve

But that night was just the beginning. While Nick’s initial injuries were devastating, the true extent of their impact would unfold slowly over time

In October 2022, nearly three years after the accident, Nick suffered another major setback: a fall that resulted in a left hip fracture, requiring hip replacement surgery. This was the latest in a series of serious complications causally related to the spinal injury he sustained at the resort.

These included a partially occlusive thrombus in the right lower limb (identified on sonography in March 2020), a diagnosis of severe obstructive sleep apnoea following his discharge from hospital in September 2020, as well as a right hip fracture and septicaemia.

The road ahead would prove even more challenging than they could have imagined.

Lives turned upside down

Before the accident, Nick lived an active, fulfilling life.

“Before my accident, I worked about 20 to 30 hours a week, travelled between my four campuses in Cairns, Gladstone, Brisbane and the Gold Coast constantly. I travelled overseas for holidays at least four times a year. I rode pushbikes with my friends almost daily, visited the gym three to four times a week, I was a professional musician for a big part of my life, and I played my electric guitars daily between one and two hours and had lessons every week.”

The transformation was immediate and devastating.

“My life in that moment was changed forever. For two years, I was unable to walk, move my arms properly or use my fingers, so ordinary things that I did on a daily basis were no longer possible.”

His thriving businesses, which provided vocational education and training courses domestically and internationally, ground to a halt.

“All of my work activities came to a halt for nearly two years, and I only made decisions on higher-level challenges. I was pretty much unable to do anything for quite some time until I was able to mildly get one finger around a keyboard, whereas before my accident, I could touch type at around 50 to 60 words per minute.”

The ripple effect

Michelle’s life was equally transformed. Not only did she witness her husband’s horrific accident and its immediate aftermath, but she was thrust into an impossible situation: managing Nick’s care while trying to keep their businesses afloat. The emotional and practical burden was enormous, and she developed depression and post-traumatic stress as a result.

Nick acknowledges the toll on his wife.

“My family rallied around me. Supported me through this time, it was a very difficult period of my life and one that’s not over yet and probably never will be. Over the next five years, however, I was facing huge financial challenges if I didn’t take some action.”

The path to justice

Recognising the complexity of their situation, Nick and Michelle knew they needed expert legal guidance.

“Fortunately, I have some truly remarkable and supportive friends, one of which is a lawyer; she encouraged me to make contact with GMP Law,” Nick recalls.

In early 2021, Nick reached out to Senior Partner, Vrege Kolokossian. Vrege and the team soon commenced proceedings in the Supreme Court of Queensland against the resort operators, pursuing claims for both Nick and Michelle. The case presented unique challenges, involving international jurisdiction, complex liability issues, and the need to establish the resort’s negligence in maintaining safe premises.

Vrege reflects on the strategic approach.

“This case required meticulous preparation and a deep understanding of both public liability law and international litigation complexities. We had to establish not only the resort’s duty of care but also demonstrate how their failure to maintain safe premises and provide adequate safety measures directly caused Nick’s catastrophic injuries.”

Building the case

Following this strategy, the legal team undertook the complex task of proving liability in an international resort setting. At the same time, they needed to ensure Nick’s immediate and long-term medical needs, including his NDIS care, were properly documented and factored into the compensation sought.

The claim covered a wide range of damages, including:

Our claim encompassed:

  • Pain and suffering
  • Past and future loss of earning capacity
  • Out-of-pocket medical expenses
  • Past and future gratuitous care and assistance
  • Future NDIS care plans
  • Future treatment costs

In parallel, the team also pursued a nervous shock claim on behalf of Michelle.

Her compensation reflected the psychological trauma she experienced and her reduced earning capacity. It also accounted for the immense responsibility of becoming Nick’s primary carer while continuing to help manage their businesses.

The outcome

A breakthrough

After years of careful preparation and negotiation, the matter proceeded to mediation in April 2025. The results exceeded all expectations.

Nick secured a total settlement of in excess of $3 million, even after a 50% reduction for contributory negligence due to evidence of alcohol consumption on the night of the incident. Michelle also received a separate settlement of $170,000.00 for her nervous shock claim.

Nick’s reaction to the outcome speaks volumes.

Despite the complexities of the case, including the finding of contributory negligence, the final settlement was extraordinary. Our team also successfully negotiated a 50% reduction in Nick’s $1.9 million NDIS payback, significantly reducing this financial burden and ensuring continued access to vital support services into the future.

Settlement amount
Nick: In excess of $3 million
Michelle, wife: $170,000, inclusive of costs

Expert advocacy in action

Nick was particularly impressed with the team’s performance during mediation.

“It was truly fascinating watching you and your barristers at our settlement conference working with the opposition (a team of four, also highly experienced barristers and lawyers) to find the magical number that would keep my case out of the courts. Your team was no match for the opposing team.”

Vrege notes the importance of thorough preparation.

“Complex international liability cases require extensive investigation, expert testimony, and strategic presentation of evidence. We needed to overcome significant jurisdictional challenges while proving that inadequate safety measures at the resort directly caused these life-changing injuries.”

A new foundation

The successful resolution has provided Nick and Michelle with crucial financial security for their future. The settlement has alleviated enormous financial pressure while allowing Nick to continue receiving NDIS support.

As Nick explains: “I will never gain the full use of my limbs back, but I won’t ever have to be concerned about my financial well-being for myself or my loving, supportive wife for the remainder of my life or my wife’s future life when I do depart this earth.”

Key takeaways

  1. International resort accidents require specialised legal expertise and understanding of complex jurisdictional issues.
  2. Early legal intervention is crucial in cases involving ongoing medical treatment and NDIS claims.
  3. Comprehensive case preparation can overcome significant liability challenges.
  4. The psychological impact on family members witnessing traumatic accidents requires separate legal consideration.
  5. Strategic negotiation of NDIS payback obligations can significantly improve settlement outcomes.

Vrege emphasises the broader impact of this settlement

“This settlement has gone far beyond just financial compensation. It has eased a significant burden, given Nick and Michelle some control back in their lives, and provided space to focus on healing. For Michelle, especially, it reduces the emotional and practical stress she’s carried every day since the accident. Most importantly, it delivered a sense of justice they truly deserved.”

Contact GMP

This case demonstrates GMP Law’s experience navigating complex international public liability claims, securing life-changing outcomes for clients facing the most challenging circumstances.

If you believe you have a public liability or holiday compensation claim, reach out to GMP Law. Our team of lawyers will help you maximise your claim in the minimal time possible.

Meet the lawyer

Vrege Kolokossian

Senior Partner

Vrege Kolokossian, Senior Partner at GMP Law, specialises in Motor Vehicle Accidents (MVA) and Public Liability claims. With his sharp legal acumen and compassionate approach, he consistently achieves outstanding results for his clients.

Learn more about Vrege Kolokossian

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Meet the diverse and dynamic team of compensation lawyers and supporting staff that have made this all happen below. Our multi-lingual team can discuss your claims in Arabic, Assyrian, Turkish, Greek, Italian, French, Serbian, Croatian, Armenian, Mandarin, Hindi, Punjabi or Malayalam.

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