If you have become disabled, you may be wondering if you qualify for disability benefits, and if so, how to apply. Here’s what you need to know about claiming disability benefits in Australia. Australia has set parameters for being declared disabled, and a point system for impairment. You’ll typically need an exam to provide medical evidence for your claim. If
If you have a superannuation fund, odds are you have a total and permanent disability (TPD) insurance policy. This helps protect you in case you become disabled. If you have more than one superannuation fund, you may have more than one TPD policy, all of which could provide you with a payout in the event you become unable to work.
A mental health condition can be just as disabling as any other health condition. As such, you can claim disability for mental health if your condition causes a level of impairment consistent with the parameters for a disability claim. If your mental health causes impairment and was incurred as a result of your working conditions or an incident at the
If you have become disabled and are thinking about filing a disability claim, you may be wondering what the likelihood is of having your claim approved. The type of claim you are filing will affect the answer greatly. If you are filing for a disability support pension (DSP) you will have more difficulty than if you are filing for Total
As you are no doubt aware, your superannuation fund is likely to represent a large part of your retirement income; it serves as a form of savings you build up over the entirety of your working life.Over many years, your employer or employers pay into your fund, and that money is then invested into various financial vehicles to accrue even
When you are injured or rendered ill so severely that you can no longer work in the same occupation, there are safety nets in place that allow you to receive some financial protection. However, the process of filing a total and permanent disability claim can be rather complicated. It is often advisable to work with an experienced legal team focusing
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