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Workplace injuries – looking after your family

It's common knowledge that a workplace injury can have serious implications – both for a worker and their family.

Figures released by the Australian Bureau of Statistics revealed that an estimated 640,700 employees experienced an injury in the workplace between July 2009 and June 2010.

Of these, nearly one in five was unable to work for a day or more as a result of their injury, with the greatest number of injuries sustained by labourers, machinery operators and technical trade providers.

The highest number of injuries in 2009-10 were recorded as occurring amongst men aged 45 to 54, with the majority of injuries being a sprain joint or strained muscle.

Results also show that the majority of workers who were injured received some sort of financial compensation payment.

The type of compensation available to employees who suffer workplace injuries is determined by the nature of the incident and the severity of any impairment that results.

According to WorkCover NSW, employees may be entitled to weekly benefits, reimbursement of hospital and rehabilitation expenses as well as permanent impairment benefits in the event of serious injury.

If you or a family member has been injured in the workplace it is important that you speak to a compensation lawyer as soon as possible.

ABS reports have estimated that up to as many as 39 per cent of people suffering workplace injuries did not apply for compensation, with 20 per cent saying they were not aware they were eligible or did not think they were covered.

Compensation is important, as is ensures that you and your family are provided with financial security if you are unable to work as a result of an injury in the workplace.

Nearly all employers in NSW are required by law to have insurance policies that cover workplace injuries.

According to WorkCover, this policy needs to be in place if a business hires or employs any workers on any type of contract or service agreement.

WorkCover also provides businesses with assistance to ensure that their chosen insurance premiums cover all relevant workers and contractors.

In the event that a workplace is not covered with an appropriate policy, it is still possible that an injured worker can place a claim to receive compensation benefits.

To make sure you receive the maximum payout, it is important to talk to a personal injury lawyer who can give you an honest appraisal of your case. 

© 2011 
Gerard Malouf & Partners
 — Personal Injury Compensation Lawyers

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